Category: Advisors

Many people could claim a larger Social Security check by doing this

Many people who wind up with a smaller Social Security check because they claim their benefit early could have waited longer to file, thanks to funds in their IRA....

Many Americans dream of retirement but lack a game plan

That’s not the only discrepancy. When asked about finances, survey respondents reported, on average, $610,000 as the ideal amount to have saved by retirement age....

These two accounts will ramp up your tax-free income in retirement

In 2019, the IRS will permit savers to put away up to $6,000 in a Roth IRA, plus $1,000 if you’re 50 or older. The exact amount of money you can save in this...

Why retirement investors should fear the big yield curve inversion 

A normal curve with the two-year offering a lower yield than the 10-year is fundamental to how banks make money. Banks borrow short term at lower interest rates so that...

How to play rising bond rates without losing your shirt in principal 

If rates keep rising, that tension will only grow. The prevailing market wisdom — at least before the recent volatility in stocks and increasing concerns about a...

This falling market offers a way to cut your taxes in retirement

Recent market declines don’t have to be all bad news for investors: They may provide you an opportunity to cut your taxes in retirement. The Dow Jones Industrial...

These retirees cannot count on Social Security payments

Roughly 11 percent of those “never beneficiaries” are employees who worked in jobs that receive a public pension and don’t pay into Social Security....

Despite volatility, wealthy investors plan no money moves, survey says

Overall, these investors do have a positive outlook on the U.S. economy. They are worried more about politics than stocks. The survey was conducted between Nov. 7 and...

Shrinking public markets limit playing field for Main Street investors

Today’s public markets, which were first designed to fill the capital-raising needs of the 19th century, are out of step with capital formation in the 21st...

Toast 2019 with these 6 retirement New Year’s resolutions

Saving more for retirement is a common New Year’s resolution. This year, the pledge comes in at the number five resolution in Principal Financial Group’s...